I must say that so far, our experience has been really favorable and we’ve been pleased! So, for those of you out there reading all of the negative reviews, I think it really depends on your load rep and YOUR attitude/viewpoint/organization skills/follow-up.
<Dear Lord, please do not let this post come back to haunt me>
Loans today require lots of documentation. I’m no expert, but based on how the housing market crashed; the mortgage industry needed some major regulation. While it can feel extreme to have to pull together every document relating to your finances, it’s smart on the lender’s part and I can’t fault them for it. Most people are typically borrowing lots of money and the lender is smart to make sure that you have the money to make payments. If you go into the process with the expectation that you are proving you are worthy of the lender’s approval, I think it makes a big difference.
My husband and I are pretty positive people; we try to see the good in any situation. We saw the loan process as an opportunity to make sure we had our information pulled together. It also created an opportunity for us to have great discussions about our money and what our priorities are.
So, I guess my advice would be (not that you asked), to approach this process positively. The more organized you are, the better off you will be!How was your initial experience with NVR? Was it better or worse than you expected?